Fund-a-job is one model among several. An economic engine needs many ways for people to combine — including groups who build something together, offer it to their community, and share the profit by a formula they publish. This page redraws Carmen's July 2024 profit-sharing drawings and thinks through the mechanics: how a crew goes from an idea to a living.
KISOP is developing shared tools and support to help people build lasting, locally owned businesses that serve their communities. The economic model brings paid work, local ownership, and shared public resources together.
Starting a business takes time, practical skills, customers, and enough money to cover the early months. KISOP’s proposed support addresses these barriers so that people with limited savings or access to financing have a more practical path to ownership.
By Carmen Wiedenhoeft · Palo Alto · July 2026 · draft v1.0. The diagrams below are her notebook pages, redrawn faithfully — percentages, margin notes, open questions and all.
People know useful work that needs doing where they live. A local team might organize practical support for caregivers, help neighbors use their information, or operate another service residents need. Shared tools and methods would help each team prepare and run its business.
Shared operating tools, methods, and resources. Proposed support also includes business preparation and coaching, shared purchasing arrangements, and financing partnerships. The provider, cost, and availability of each service would be stated before anyone commits.
Ownership of their business, its assets, and the value of that ownership. Revenue would pay wages, operating expenses, debt obligations, and reserves. Remaining profit would be distributed under the business’s published agreement.
Useful local services, paid work, and resources other teams can use. Local residents would help identify needs and shape services. Each business would explain who owns it, who makes decisions, and how residents can contribute.
Ownership and profit sharing are separate arrangements. An owner’s rights depend on the business agreement. A contributor’s share of profits may depend on continuing to work in the business. Each team would state those terms clearly.
Status: proposed business support. The site’s tools and experimental software are described in the Build Log. No Solution Centers are open. This page does not announce an available training program, loan, or paid position.
Support could help people prepare to operate a business, reduce the cost of getting started, and test whether the model produces reliable income and useful services. Each proposal would name the work, the responsible organization, the budget, and the intended benefit.
A qualified nonprofit or fiscally sponsored partner could seek grants for business preparation, financial coaching, community outreach, and evaluation. Depending on participants’ needs, a proposal could include childcare during training, transportation, or connections to family services. No such partnership is announced here.
Investment or lending could support business working capital and shared operations. A financing proposal would identify the borrower or investee, fees, repayment terms, risks, and ownership consequences. Financing partnerships and any loan-loss reserve remain proposed.
Sponsors could fund a defined capability for public use. Customers could pay local teams for services. Each arrangement would state what is funded, what is charged, and what stays available to everyone.
Grants, investments, and service purchases have different terms. A charitable partner would oversee its funds and the work they support. KISOP would disclose fees and responsibilities so funders and participants can see how money reaches the intended work.
Funding and partnership interest → contact us
Applications open soon. The intake service is not connected to this site. Following the link does not send a message or move money.
A business opening is a beginning. A pilot would follow participants over time to learn whether the work supports them and meets a local need.
These are proposed measures. No pilot results are reported here. Participant stories would be shared only with permission, including the decisions people made and the difficulties they encountered.
The jobs board answers one question: how does a single capability get funded, built, and given to everyone? That loop works, and it stays. But a community does not run on one transaction type. A system with exactly one way to participate is a program. Real economies are plural: some work is one-and-done, some work is a service that must show up every Tuesday, some work is a business five neighbors run for twenty years.
So the system must hold many models of working together — under one constant charter. The charter never moves: what the community funds stays the community's, nobody's data is the product, the books stay open, the middle stays thin. Above that floor, people choose the arrangement that fits the work. In Carmen's Mission notebook the principle is already there, in two lines that belong together:
The family of models the engine starts with answers the same four questions differently: who forms it, where the money enters, who keeps what, and what the commons receives.
Design examples: The notebook’s 10% administration fee and illustrated profit split are working models. Final fees, ownership rights, the definition of distributable profit, and exit terms would be established in the applicable agreements.
Redrawn from the Funding Models notebook, page 8. One circle is the venture's profit; one circle is the local node's ownership. The relationship between them is the whole philosophy.
The first circle says the upside of a venture belongs substantially to the people doing the work, by a standing formula, re-approved every year in the open. Nobody grants it at their discretion. The second circle says the local operation is owned entirely, one hundred percent, by the people who run it. She wrote the rule in her margin: not ownership. The middle stays thin on purpose.
And underneath both, the small drawing that grounds them: revenue minus expenses equals profit. Salaries live inside expenses — which means people are paid to do the work before "profit" exists at all. The pool is the shared upside on top of a fair wage. That is what "so they can afford to live" means in practice: the floor is salary at posted fair-market rates; the formula promises that a good year belongs to the people who made it good.
Redrawn from page 9 — the same nine slices, the same margin notes. This is one template: every crew publishes its own version of this pie before its first dollar moves.
Three of her margin notes carry more design than most equity plans. They are what makes this non-extractive:
The percentages themselves are hers from July 2024, a first sketch of one company's pool, C-suite roles weighted while a venture is young and judgment-heavy. Another crew's pie will look completely different: five equal slices, or weighted by hours logged, or seasonal. The system requires only that a split exist, published, before the first dollar moves, and a sheet, as her last line on the page says, "to see what the company looks like as it grows."
The mechanics, thought through: how a group of contributors goes from an idea to a shared living. Drawn from her "funding the work" flow (page 6), the funding-roles page (page 7), and the two circles.
Walk it concretely. Five people decide their town needs a senior-care coordination service: a trained Host, a bilingual builder, a retired nurse, a community organizer, a bookkeeper. They form. The forms, steps, and incorporation help cost nothing but the filing fee, because "expand who can raise capital" starts with paperwork not being a moat. They publish their split, maybe nothing like the July 2024 pie: five equal shares, a slice for the high-school apprentice, reserve target on the first page. They assemble a season of funding. This is where scale matters: a single funded job pays one builder for one deliverable, but pooled funding at a larger scale is what makes collaboration itself affordable, six months of runway so five people can work together properly. Without that runway they moonlight alone. Neighbors fund fractions; a sponsor who wants the capability to exist funds half; a grant covers the accessibility work. Funders purchase, in her notebook's words, a virtual good: recognition, funder events, a membership tier, a community of interest. They buy belonging. Ownership is not for sale.
They build and serve. The coordination toolkit they create (the care-calendar templates, the intake flows, the Spanish-first guides) goes to the commons, free forever, used next year by a crew in another county they will never meet. The service (showing up, configuring a family's setup, running the weekly calls, training the cousins) is charged at posted prices, because someone gives up a Tuesday morning to do it. Salaries are paid from revenue as an expense, at fair-market rates from the posted work breakdown. At season's end: reserve first, then the pool distributes by the formula everyone agreed to in the open. The crew can afford to live. The town keeps the capability either way.
Every hybrid model lives or dies at one seam: what is free, what is charged, and whether the charged part ever creeps over the free part. Carmen's example is the solution center — some services charged, some free — and online functionality where the core function lives in the shared commons and premium value is charged at rates that drive money back into the local economy. The seam is governed by three rules, and the charter enforces them:
The commons cannot be re-fenced. A capability released free stays free, and no "premium tier" may ever absorb what the community already owns. The charged layer can only ever be additional labor, hosting, or care.
Prices are posted and explained. What a charge covers — whose salary, what rent, what reserve — is public arithmetic, the same open-books grammar as the jobs board.
Surplus recirculates. After salaries and reserve, the upside goes to the published pool and the local node — people and places. No distant balance sheet receives it. The test of every price: where does this dollar settle tonight?
Notice what this seam makes possible: dignity in both directions. A family that cannot pay uses the commons fully, without a means test, because the commons is theirs — funded once, owned by all. A family that can pay buys human time and attention, and that payment becomes a neighbor's salary, a center's rent, a crew's good year. Nobody subsidizes anybody with their privacy; nobody's need becomes anybody's margin.
Her insight from the notebooks, generalized: the size of the pool determines the shape of collaboration it can afford.
One ladder, one charter, four sizes of togetherness. The engine must make each rung reachable from the one below it — a funded task teaches the board to trust a builder; a funded job teaches a crew they work well together; a funded season teaches a town it can keep its own wealth.
The template library stays open — co-ops, guilds, circles, arrangements not yet invented. What is closed is the floor. Every model, present or future, passes these five tests or it does not run here.
Her notebook keeps its open questions standing. So does this page: how does liability insurance work for centers? Can profit shares route to an IRA? What does the sheet look like "as the company grows"? Those are owed real answers by the working sessions — in the spirit of the line the whole engine is built under: I don't have all the answers, but maybe by listing the goals we can find the answers together.